Texas Home Loans Archive

  • Purchasing a house invariably is an interesting and nerve-racking at the same time. You might be thrilled with the idea of owning a home, particularly if you’re a first time home buyer. The thought of being a homeowner, all the things you will do to the house after you move […]

    Fixed or Adjustable Rate Mortgage: Which One Is For Me?

    Purchasing a house invariably is an interesting and nerve-racking at the same time. You might be thrilled with the idea of owning a home, particularly if you’re a first time home buyer. The thought of being a homeowner, all the things you will do to the house after you move […]

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  • Buying a home is an exhilarating time. More so for the first-time home buyer. But there’s more to the purchase of a home than simply putting money down and signing on the dotted line. Many homebuyer mistakes happen that can turn a dream home into a nightmare. Pre-approved Before stepping […]

    Common Mistakes People Commit When Buying a Home

    Buying a home is an exhilarating time. More so for the first-time home buyer. But there’s more to the purchase of a home than simply putting money down and signing on the dotted line. Many homebuyer mistakes happen that can turn a dream home into a nightmare. Pre-approved Before stepping […]

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  • Those considering refinancing for lower payments or change mortgage terms have different loan options, with FHA loans and conventional mortgages being the most common. The Housing and Urban Development (HUD) insures FHA loans against default, which allows lenders to modify certain criteria for borrowers, called overlays. The government does not […]

    Things to Consider When Applying for an FHA Loan

    Those considering refinancing for lower payments or change mortgage terms have different loan options, with FHA loans and conventional mortgages being the most common. The Housing and Urban Development (HUD) insures FHA loans against default, which allows lenders to modify certain criteria for borrowers, called overlays. The government does not […]

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  • When considering refinancing a mortgage, you want to know everything you can to make an educated and informed decision. Trying to get a better rate to save yourself money on your monthly bills can make a big difference in your life. Here we will explain the difference between the two […]

    A Professional Advice on Refinancing a Mortgage

    When considering refinancing a mortgage, you want to know everything you can to make an educated and informed decision. Trying to get a better rate to save yourself money on your monthly bills can make a big difference in your life. Here we will explain the difference between the two […]

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  • The other name of mortgage loan is a “mortgage”. This is a very common term for people who are either involved in real estate business or working in a bank. The mortgage is used by the clients of real property to raise funds in order to buy real estate by […]

    Mortgage Loans Available in Texas | Loans For All Types of Borrowers

    The other name of mortgage loan is a “mortgage”. This is a very common term for people who are either involved in real estate business or working in a bank. The mortgage is used by the clients of real property to raise funds in order to buy real estate by […]

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  • Buying a home is a significant financial step. For first time home buyers, the encounter can be thrilling and daunting at the same time. Before you finally open the door to home-ownership, you have to take into consideration some crucial first steps. The learning curve can be stiff, but with […]

    First Time Home Buyers

    Buying a home is a significant financial step. For first time home buyers, the encounter can be thrilling and daunting at the same time. Before you finally open the door to home-ownership, you have to take into consideration some crucial first steps. The learning curve can be stiff, but with […]

    Continue Reading...

  • There are many people who are unable to decide whether they should buy or rent a home. Both renting and buying a home has their benefits, therefore it is important that you compare the benefits and drawback of buying and renting a home. Renting a home is usually cheaper than […]

    Renting Versus Buying: Pros and Cons

    There are many people who are unable to decide whether they should buy or rent a home. Both renting and buying a home has their benefits, therefore it is important that you compare the benefits and drawback of buying and renting a home. Renting a home is usually cheaper than […]

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  • A home loan that exceeds the conforming limits is known as a Jumbo mortgage. In most parts of the United States, the Jumbo loan limit is $417,000 while in other high-cost areas like Alaska and Hawaii it is usually $625,000. Jumbo loans are different from conforming loans in that they […]

    Jumbo Loans

    A home loan that exceeds the conforming limits is known as a Jumbo mortgage. In most parts of the United States, the Jumbo loan limit is $417,000 while in other high-cost areas like Alaska and Hawaii it is usually $625,000. Jumbo loans are different from conforming loans in that they […]

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  • The Requirements, Dos and Don’ts of Conventional Loans It’s a dream of every individual to own a home. When out shopping for a new home, dreams of gorgeous kitchens, closet space galore and elegant baths may linger in your head, but the most important leap called financing must not escape […]

    Conventional Loans

    The Requirements, Dos and Don’ts of Conventional Loans It’s a dream of every individual to own a home. When out shopping for a new home, dreams of gorgeous kitchens, closet space galore and elegant baths may linger in your head, but the most important leap called financing must not escape […]

    Continue Reading...

  • Having a house of your own is obviously something that can put a smile on your face. As a matter of fact, everybody would like to own a house. But, the costs of buying a good house are very high. Even if cheaper options may be available on the market, they are […]

    USDA Loans and How To Get Them

    Having a house of your own is obviously something that can put a smile on your face. As a matter of fact, everybody would like to own a house. But, the costs of buying a good house are very high. Even if cheaper options may be available on the market, they are […]

    Continue Reading...